Frequently Asked Questions

Questions, answered plainly.

Clarity protects you. Before you book a call, here is what The KeepMore Company is — and what it is not.

How The KeepMore Company Works

What does The KeepMore Company do?

The KeepMore Company provides fee examination, benchmarking, and negotiation services. We review what you already hold or what you are being offered, identify the costs and fee layers, compare the arrangement against a neutral benchmark, and help you use that evidence to pursue a fairer relationship.

What are the three services?

The three services are The Head Start, The Suture, and The Cash Out. The Head Start is for negotiating a fee before a managed relationship begins. The Suture is for examining an existing managed account and addressing ongoing fee drag. The Cash Out is for business owners preparing for sale or succession who want the full value of what they built clearly documented.

What does "financial preservation" mean?

Financial preservation means focusing on what you keep, not only what you earn. A fee may look small on paper, but when it is charged year after year on a large balance, it can remove money that otherwise may have remained invested or preserved. Our work is designed to bring those quiet costs into the open.

What makes your process different?

The process is narrow, documented, and evidence-based. We do not sell products, collect commissions, manage assets, or place trades. We examine the relationship, benchmark the costs, and help you negotiate from a clearer position.

Investment and Custody Questions

Do you custody my investments?

No. The KeepMore Company does not custody investments or hold client assets. Your assets remain with the custodian, institution, advisor, or account provider you choose.

Do you place trades in my account?

No. We do not place trades, make allocation decisions, or take discretion over client accounts.

Will you recommend stocks?

No. We do not recommend individual stocks, bonds, funds, securities, or trades. The service is not stock-picking or portfolio management.

Is your benchmark a portfolio recommendation?

No. The benchmark is a measuring tool. It is used to help evaluate cost and value. It is not a recommendation to buy, sell, copy, or adopt any portfolio.

Do you provide investment, legal, or tax advice?

No. The KeepMore Company does not provide investment advice, legal advice, or tax advice. Clients should consult properly licensed professionals for those services.

Fiduciary Standard and Business Practices

Are you held to the fiduciary standard?

I act in your interest — with clarity, loyalty, care, and honesty, and no product-based conflicts. To be precise about the word: I am not a registered investment adviser and I do not give investment advice, so I do not carry formal fiduciary status. What I offer instead is a transparent, documented process and full disclosure of how I am paid.

Do you receive commissions?

No. The KeepMore Company does not sell financial products and does not receive product commissions.

Do you receive referral fees from advisors?

Not for advisor connections — if you ask for names, any we offer are for your consideration only, with no kickback to us. The one place compensation enters is The Cash Out: there I am paid a fixed share of the deal broker’s existing commission, which comes out of the broker’s side at no added cost to you, and is disclosed to you in writing, up front.

Are you trying to make me leave my advisor?

No. The goal is a fair relationship, not necessarily an exit. If your current relationship can be made clearer and fairer, that may be the best outcome.

Fees and Payment

What payment methods do you accept?

Standard methods: ACH bank transfer, wire, check, or credit card. Available options may depend on the project and amount.

What if the examination finds nothing?

If the examination finds nothing worth pursuing, you owe nothing for the examination. The first call is free and commits you to nothing.

How are project fees determined?

Fees depend on the scope, complexity, service type, and amount of work required. The guiding principle is simple: the work should make financial sense relative to the value being examined, preserved, or negotiated.

Booking and Next Steps

How do I book a call?

You can book directly through the calendar using the "Book a Confidential Review" button. The call is private, free, and designed to determine whether there is anything worth examining.

What information should I bring to the first call?

You do not need to prepare much for the first call. If available, have a general sense of the account size, current advisor or institution, fee concerns, or business-exit situation. Documents can come later if the fit is right.

Do I need to leave my advisor?

No. The goal is not to force an exit. In many cases, the goal is to make an existing relationship fairer, clearer, and better supported by evidence. If you later decide you want a different relationship, that decision remains yours.

Who is this for?

The service is generally most useful for people with managed portfolios above $250,000, people receiving an inheritance or windfall, people entering a new advisor relationship, people who suspect they are overpaying, or business owners preparing for sale or succession.

What if I am not ready to book yet?

Request the Quiet Loss Checklist. It will help you understand the questions to ask before hiring an advisor, staying with an advisor, or entering a major financial transition.

How do I start?

You can start by booking a confidential review or requesting the Quiet Loss Checklist. If you are ready to talk, book directly on the calendar. If you are still gathering information, request the checklist first.

Still have a question?

A first call costs nothing and commits you to nothing. We'll tell you plainly whether there is anything worth examining.

Book a Confidential Review  →